When you think of bad storms, you typically imagine a spring or summer storm. Strangely, West Tennessee has fallen victim to 6 storms featuring deadly tornadoes in the October to February window:
October 16, 1984,
January 19, 1988,
November 22, 1992,
November 27, 1994,
January 17, 1999,
and February 5, 2008.
Storm damage can happen at any time, resulting in wind, water, hail, tree, debris, and/or tornado damage to your home. Even storms featuring heavy rain alone can cause flooding and strong or straight-line winds can cause roof damage or fallen trees on the property. Most storm damage can result in safety and health hazards as well. In that regard, having a storm damage strategy to deal with it can help you be prepared to take steps immediately after the event.
Engage Safety Precautions
Heavy rain and winds can create physical hazards: window damage, damaged or collapsed roof materials, standing water in the basement or home interior, exposed electrical wiring or gas lines inside or outside. Moisture can soak into carpeting, walls, furniture, and building infrastructure creating an environment for mold growth.
Immediately after a storm, turn off the main gas line if you detect a gas odor. Watch for broken glass, nails, and other exposed sharp objects on your property. Be aware of possible electrical dangers from exposed wiring. And check for weather updates in the event further storm dangers are imminent.
Photo/Video the Damage
When it is safe to review your property in daylight, photograph or video the damage so you'll have an early record for your insurance company. This could make a difference later.
Contact Your Insurance Company
Contact your insurance agent to notify them of any damage to your home. The company should send an adjustor to evaluate the damage, determine the extent, and advise you regarding future steps. When you call us at West Tennessee Restoration, we assign a project manager who will work directly with your insurance company.
Look Into Federal Disaster Assistance
Often when damage occurs over a widespread area, the federal government declares the area a 'disaster area', often making residents eligible for low-cost loans.
It can be overwhelming when a storm-related disaster strikes, but taking these steps and contacting West Tennessee Restoration can get you on the road to recovery.
West Tennessee Restoration features 24-hour emergency disaster service, specializing in the stabilization and restoration of homes and businesses suffering from storm, water, flood, wind, fire, smoke, mold, and bio-hazard issues. Call us at West Tennessee Restoration. (731) 660-9090 or (901) 395-3466.